SpaceXAI is seeking an experienced BSA/AML Investigator to detect, prevent, and report financial crimes as part of its Legal & Compliance Team. The role supports a comprehensive BSA/AML and sanctions compliance program for X Corp, working across multiple locations with a hybrid schedule that allows remote work on weekends and onsite work Monday through Wednesday. Candidates should have a strong background in AML, financial crime investigations, and regulatory compliance, and be able to mentor junior team members while collaborating with internal stakeholders.
Senior BSA/AML Investigator (Sat - Wed) at xAI
Hybrid - Bastrop, Texas; New York, New York; Palo Alto, California
More jobs at xAISalary
USD 120,000 - 145,000
Requirements
Skills
- 4+ years of hands‑on experience in AML, ideally in fintech or banking
- Familiarity with financial crime risks specific to digital payments, money transmission, wallets, or peer‑to‑peer platforms is highly desirable
- Proven experience preparing and filing SARs, including high‑quality, well‑structured narratives — strongly preferred
- In‑depth knowledge of BSA/AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions, and related requirements
- Proven familiarity with local, regional, and international regulatory bodies (e.g., FinCEN, FATF, or equivalent), with practical experience navigating their guidelines
- Demonstrated ability to drive operational changes, manage competing priorities, and collaborate effectively across global teams and regions
- Strong analytical mindset with structured problem‑solving skills, a sense of urgency, and the capacity to work independently under minimal supervision
- Excellent verbal, written, and presentation skills, paired with interpersonal abilities to influence stakeholders at all levels and advance strategic initiatives
- Quick learner with adaptability to evolving technologies, regulations, and business needs
- AML‑related certifications (e.g., CAMS, CGSS) are preferred but not required
- Ability to commit to the Saturday–Wednesday full‑time work schedule
Responsibilities
- Independently investigate and resolve complex alerts and cases from transaction monitoring systems, including in‑depth analysis of payment flows and user behaviors
- Prepare, review, and recommend filing of Suspicious Activity Reports (SARs), ensuring high‑quality narratives and supporting documentation
- Assist with KYC and onboarding matters as required
- Conduct Enhanced Due Diligence (EDD) on high‑risk users and transactions; perform periodic reviews of customer risk profiles and recommend adjustments to risk ratings
- Assist in tuning and optimizing transaction monitoring rules and scenarios to reduce false positives while maintaining detection effectiveness
- Mentor and provide guidance to junior team members on investigation techniques and regulatory requirements
- Collaborate with internal teams (e.g., Product, Risk, Legal) on compliance‑related initiatives and new product launches
- Maintain expertise in evolving BSA/AML/OFAC regulations, FinCEN guidance, and payment industry financial crime trends
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